Bright Grey has enhanced its Critical Illness Cover by extending the definitions of 3 critical illnesses it covers
As from Monday 24 January, Bright Grey have improved policy definitions and increased the number of ABI+ definitions, ones that are over and above the ABI standard, to 8.
The improved definitions are for:
- Coronary artery bypass grafts – the requirement of surgery to divide the breastbone has been removed
- Heart valve replacement or repair – as above
- Benign brain tumour – the requirement for permanent neurological deficit with persisting clinical symptoms will be waived if the benign brain tumour is surgically removed
Ian Smart, Head of Product Development and Technical Support at Bright Grey said: “It’s important that we continue to develop our products to meet our customers’ needs by updating conditions where appropriate.”
“While the improved definitions are good news for consumers, the basis for recommending a provider shouldn’t depend on the list of critical illness definitions it offers. A proposition that delivers the best value should also include practical and emotional support, speedy online acceptance and clear and simple literature.”
These changes follow other UK insurers improving their definitions, which has had the affect of more claims being paid. There is still a lot to do to improve the payout figures (compared to life and other insurers) as there still seems to be a big difference between critical illness policies but this move can only help improve policyholders chances of a successful claim.